Producer Compensation Disclosure

Starr Insurance Companies sells its insurance products and services through insurance agents and brokers (“Producers”). The Producers act as intermediaries between insureds and/or prospective insureds, who purchase insurance from carriers, and the insurance carriers that underwrite applicable insurance policies. Some Producers are members of Starr Insurance Companies and others are not. This statement discloses information regarding Producers which are members of Starr Insurance Companies, including the role they play in in the sale of insurance and the compensation the Producers receive.

Producers earn compensation in order to encourage them to sell products, place profitable business, comply with regulatory requirements,and/or provide services to policyholders.

In some, but not all instances, Producers receive compensation based in whole or in part on the insurance contract the Producer sells.

The compensation paid to the Producer may vary depending on a number of factors, including the insurance contract and the insurer that the purchaser selects, the volume of business the Producer provides to the insurer or the profitability of the insurance contracts that the Producer provides to the insurer.

Purchasers of insurance may obtain information about the compensation expected to be received by the Producer based in whole or in part on the sale, and the compensation expected to be received based in whole or in part on any alternative quotes presented by the Producer, by requesting such information from the Producer.

Starr Insurance Companies (or Starr) is the worldwide marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries.