Senior Group Term Life Insurance - Rates
Rates described in this section apply only to eligible Current/Retired Federal Employees and/or their spouses. See Plan Details for a complete description of Eligibility.
Eligible applicants may purchase Wright’s Senior Term plan for face amounts of $10,000, $25,000, or $50,000.
Wright’s group rates for Current/Retired Federal Employees and their Spouses are lower than many individual plans. See how affordable your rate is in the table(s) below:
| MONTHLY RATES PER $1,000 INSURED* | ||
| Attained Age | Male | Female |
| 45-49 (Spouse Only) |
$0.60 | $0.41 |
| 50-54 | 0.83 | 0.47 |
| 55-59 | 1.24 | 0.71 |
| 60-64 | 1.80 | 1.19 |
| 65-69 | 2.78 | 2.01 |
| 70-74 | 3.88 | 3.04 |
| 75-79 | 6.02 | 4.63 |
| 80-84 | 10.41 | 7.50 |
| 85-89 | 15.99 | 12.17 |
| 90+ | 25.20 | 19.89 |
| Sample Monthly Rates: | ||||
| $25,000 | $50,000 | |||
| Attained Age | Male | Female | Male | Female |
| 50-54 | $20.75 | $11.75 | $41.50 | $23.50 |
| 55-59 | 31.00 | 17.75 | 62.00 | 35.50 |
| 60-64 | 45.00 | 29.75 | 90.00 | 59.50 |
| 65-69 | 69.59 | 50.25 | 139.00 | 100.50 |
| 70-74 | 97.00 | 76.00 | 194.00 | 152.00 |
| *Rates shown are guaranteed until March 1, 2014. | ||||
You can download, complete, and return the signed application to the plan administrator at the address listed on the form. Be sure to answer all questions on the application.
If You Download the Application - Please Note: Your future Wright USA premiums can be paid automatically from your account at your financial institution on a Monthly, Quarterly, or Annual basis through Electronic Funds Transfer (EFT). To sign up for EFT: download, complete, and return our EFT Form along with your completed application.
If you have any questions during the application process, please call 800-424-9801 for assistance.
Insurance provided by ReliaStar Life Insurance Company, a member of the ING family of companies. Home and Administrative Offices: Minneapolis, Minnesota. Policy form LP00GP.
Unsure how much Life Insurance coverage you need? Use this Life Insurance Needs Calculator to find out.
